Age Concern Travel Insurance: Perks, and Where to Buy

You’ve finally reached the point in your life where you can relax, travel, and not worry about your job or having enough money to do the things you want to do.  However, if you do want to travel abroad, you’re likely facing issues when it comes to getting insurance coverage.  Age Concern travel insurance is for those in your situation; people who are age 50 or older, who want to tour those fun and exotic locations they’ve only read about in books or magazines.  If you’re having a difficult time finding a provider who will cover your travels, it’s time to check in to Age Concern travel insurance.

The biggest problem facing those in their 50s, 60s, 70s and beyond when it comes to obtaining coverage is pre-existing health conditions.  Most people have one ailment or another, which insurance providers feel make them a bigger risk.  High blood pressure or cholesterol, diabetes, epilepsy, heart disease – it seems that if you have any sort of condition that providers consider a risk (which most people do), your punishment is to be confined to your own country.  Age Concern travel insurance allows you to go anywhere in the world you want to, without paying a small fortune for the coverage you need.

That’s another aspect of Age Concern travel insurance that most people find attractive – the ability to pick your own coverage.  As long as you are honest and declare any existing health problems on your application, you can enjoy traveling to any country you like without the worry of what would happen if you were to become injured in an accident.  Ski the slopes, enjoy kayaking or canoeing on the roughest water, water ski, dance, skydive; what you do for fun is your business, but you definitely want to ensure that if you should require medical treatment or hospitalization, you’re covered.

With Age Concern travel insurance you can choose the coverage for your needs, but in general you probably want to be covered in case of:

?         Injury or accident

?         Lost or stolen luggage and/or passport

?         Trip delay or cancellation

?         Legal expenses

Be sure when choosing coverage that you are indeed covered should you choose to engage in winter or adventure sports, as there are different types of coverage for different needs.

Will you need any special medical equipment as you travel, such as a walker or wheelchair?  Keep in mind that you may want to cover this equipment in case you need to have it repaired or replaced while you’re traveling abroad.

Now, where can you purchase Age Concern travel insurance?  There are several companies that provide this type of insurance for those who are older and want to travel.  As more and more older individuals lead more active lifestyles, the number of companies that offer coverage is on the rise.  Trip Protector in the U.S., Sage Travel Insurance and Portwood in the UK, Liaison International, TravMed Abroad and TravelGap Voyager are some of the options which can be found at Insure My Trip.

Also, keep in mind that if you travel several times per year, you may want to purchase an annual policy to save money, rather than purchasing on a per-trip basis which is usually more cost-effective for those who only intend to travel abroad one time in a calendar year.

Age Concern travel insurance has made it possible for all of us who are approaching or have reached retirement age to do all of those things we’ve always dreamed of doing – including traveling to those far off countries and indulging our dreams.


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