It is a shame that those who have finally reached the point in their lives that they have the financial resources and time to travel the world often cannot do so, because they cannot get coverage due to age, medical conditions, or the fact that they are active, and may intend to engage in an activity (such as skiing) that the insurance company would consider risky. This is where Age Concern travel insurance comes in. Designed for those 50 and older, you can travel to foreign lands any time you like – and enjoy peace of mind.
Some of the advantages of Age Concern travel insurance include:
* Coverage for pre-existing medical conditions, when you submit to medical screening and are accepted by underwriters
* Coverage for personal belongings should your luggage be lost or stolen, or other circumstances lead to loss of your personal items
* Coverage for accommodations provider should you have to cancel your travels at the last minute
* Coverage for cancellation charges or loss of deposit if you cannot use booked lodging
* Coverage should you become ill or have an accident while participating in activities such as snow or water skiing, hiking, etc. and require medical treatment or hospitalization
These are just a few of the benefits for seniors who choose Age Concern travel insurance. Imagine being able to travel to Europe, Asia, or anywhere in the world you desire without the risks of having no coverage. For many who are in their golden years, an accident abroad could leave them financially bankrupt without coverage. Most hospitals overseas require payment upfront before treating individuals from outside their own countries. With Age Concern travel insurance, you won’t have to worry about this possibility.
For most people, it is a once-in-a-lifetime dream to travel outside of their own country. However, those who are financially well off may travel abroad frequently, perhaps even more than one time a year. This is another aspect of Age Concern travel insurance that is much appreciated by travelers. You may purchase coverage on a per-trip basis if you don’t plan to travel often; if you do intend to travel overseas on a frequent basis, you can purchase an annual multi-trip policy, which saves you money over purchasing a single trip policy each time you travel.
Before you purchase Age Concern travel insurance, be sure to check whether your home owners insurance provides coverage for personal possessions. Never assume that you are covered whether by homeowners insurance, or medical insurance because chances are your regular providers do not offer coverage when traveling abroad. Also, be sure to answer questions regarding any health issues honestly, so that you won’t be denied coverage should anything happen while you are away. As long as you are straightforward and honest, you should be able to get the coverage of your choice. If you have Medicare or Medicaid, be aware that you will not be covered for any illness or medical treatment when outside of your own country.
Enjoy the years of your life that should be filled with exciting new adventures, relaxation, and peace of mind. With Age Concern travel insurance, your life is your own, and no one can tell you what destinations you can and cannot travel to!