It is a shame that those who have finally reached the point in their lives that they have the financial resources and time to travel the world often cannot do so, because they cannot get coverage due to age, medical conditions, or the fact that they are active, and may intend to engage in an activity (such as skiing) that the insurance company would consider risky.  This is where Age Concern travel insurance comes in.  Designed for those 50 and older, you can travel to foreign lands any time you like – and enjoy peace of mind.

Some of the advantages of Age Concern travel insurance include:

* Coverage for pre-existing medical conditions, when you submit to medical screening and are accepted by underwriters

* Coverage for personal belongings should your luggage be lost or stolen, or other circumstances lead to loss of your personal items

* Coverage for accommodations provider should you have to cancel your travels at the last minute

* Coverage for cancellation charges or loss of deposit if you cannot use booked lodging

* Coverage should you become ill or have an accident while participating in activities such as snow or water skiing, hiking, etc. and require medical treatment or hospitalization

These are just a few of the benefits for seniors who choose Age Concern travel insurance.  Imagine being able to travel to Europe, Asia, or anywhere in the world you desire without the risks of having no coverage.  For many who are in their golden years, an accident abroad could leave them financially bankrupt without coverage.  Most hospitals overseas require payment upfront before treating individuals from outside their own countries.  With Age Concern travel insurance, you won’t have to worry about this possibility.

For most people, it is a once-in-a-lifetime dream to travel outside of their own country.  However, those who are financially well off may travel abroad frequently, perhaps even more than one time a year.  This is another aspect of Age Concern travel insurance that is much appreciated by travelers.  You may purchase coverage on a per-trip basis if you don’t plan to travel often; if you do intend to travel overseas on a frequent basis, you can purchase an annual multi-trip policy, which saves you money over purchasing a single trip policy each time you travel.

Before you purchase Age Concern travel insurance, be sure to check whether your home owners insurance provides coverage for personal possessions.  Never assume that you are covered whether by homeowners insurance, or medical insurance because chances are your regular providers do not offer coverage when traveling abroad. Also, be sure to answer questions regarding any health issues honestly, so that you won’t be denied coverage should anything happen while you are away.  As long as you are straightforward and honest, you should be able to get the coverage of your choice.  If you have Medicare or Medicaid, be aware that you will not be covered for any illness or medical treatment when outside of your own country.

Enjoy the years of your life that should be filled with exciting new adventures, relaxation, and peace of mind.  With Age Concern travel insurance, your life is your own, and no one can tell you what destinations you can and cannot travel to!

If you’re reading this article, it’s likely because you are looking to learn more about Age Concern travel insurance.  As we approach our late 50’s and early 60’s, most of us are thinking of our retirement years, and how we would love to travel to foreign lands to fulfill all of our dreams of traveling to beautiful, exciting, and often exotic locations.  Unfortunately, most travel insurance companies try to thwart our dreams by either denying coverage, or making it so expensive that we cannot afford it.  This is where Age Concern travel insurance comes in; this coverage is designed specifically for those of a certain age who want to fulfill their dreams of traveling the world, without being penalized.

Why do other insurance companies turn you down or charge an exorbitant amount for coverage?  They don’t want to put their own profits at risk, and feel those who are approaching 60 and older are a big risk, usually because of age and existing medical conditions.  This is particularly true if the individual who wants to travel abroad intends to participate in any activity that may be considered risky, such as snow skiing, canoeing, skydiving and other activities you might enjoy.  Age Concern travel insurance understands that even though you’re 60, 65 or even 70, this is a time in your life that you have dreamed of, a time when you no longer have to work, your children are grown, and you have the time and financial resources to live out your dreams.

The great thing about Age Concern travel insurance is that you can choose how much and what type of insurance you need.  For example, you may want to buy coverage so that you will not be responsible for costs if your trip gets canceled abruptly, just days before you intend to leave.  Many people want to know that if their luggage was to be lost by the airline or even stolen, the contents inside would be covered.  A big concern for travelers who are older, particularly those with existing medical conditions, is what would happen if they were to become ill or be involved in an accident, requiring them to be hospitalized.  Age Concern travel insurance helps alleviate all of your worries, so that you can relax and thoroughly enjoy your travels.

Are you looking forward to a trip to Europe this summer, or do you intend to travel abroad several times throughout the year?  This is another advantage you will enjoy with Age Concern travel insurance.  You can purchase coverage on a per-trip basis, or save money if you plan to travel multiple times within a one-year time period by buying an annual policy that will cover you throughout the year.  This is one aspect that people truly enjoy about the insurance; it’s customizable so that you can purchase a policy that is just right for your needs, no more, no less.

When you fill out the application, be sure to include all information truthfully, including the details of any pre-existing conditions you may have.  This will ensure that if the unexpected does happen while you are traveling overseas, your claim won’t be denied because you left important information out.

Never assume that your regular medical insurance will cover you if you should become ill while in another country, because most will not.  It is essential that you know exactly what coverage you have in terms of medical, accident, theft and any other areas that may concern you weeks prior to your trip, so that you can enjoy peace of mind and have the time of your life.  Learn more about Age Concern travel insurance, and experience all of the fun, relaxation and excitement you’ve only dreamed about in the pas

Age Concern Travel Insurance

Age Concerned Seniors

Choosing the right travel insurance can be a difficult task for any social group, however it is often the most difficult for older customers for whom it is difficult to find sufficient insurance through reputable companies due to their age, or exclusion due to prior medical conditions. If you are over 65, are seeking travel insurance for a holiday or tour, and find yourself in this position then Age concern travel insurance may be able to cater for your needs.

Age Concern Travel Insurance is the travel insurance package offered by the UK based charity Age Concern in conjunction with Fortis Insurance limited. It offers specialised insurance for over 65s, through a variety of packages. You can choose from single trip policies to annual multi trip policies, covering you in the UK, EU or worldwide.

Age concern believe that age is not a reason to restrict or refuse insurance coverage and that travel insurance is not a luxury but is an essential part of any holiday for people of all ages. Their packages provide cover for everything you would expect in a standard travel insurance policy. Cancellation or departure are covered, as well as delay to your flights (from outside the UK). Compensation of up to five thousand pounds is provided if your trip is cut short. One thousand pounds are available if your flight is missed to pay for extra travelling costs or accommodation.

Unfortunate incidents such as muggings and theft are also covered. Five hundred pounds are available to cover muggings. Damage or theft of your personal items is also covered up to two thousand five hundred pound, unless you choose to remove this option when buying your insurance through them.

Cover for unlikely but costly events such as natural disasters and kidnapping is provided too, as well as twenty five thousand pound to cover any necessary legal representation that may arise from your trip.

However, the medical cover provided by the age concern travel insurance package may be the reason why this package is right for you. As previously stated, Age Concern’s package caters for over 65 year olds, but more importantly there is no upper age limit. Whether you are 69 or 109, you will be eligible to take out Age Concern’s insurance. They will also cover you despite existing medical conditions, subject to a prior medical screening.

The medical cover offers financial protection of up to ten million pounds in medical costs, including personal accidents.  This however is not to be confused with private medical insurance; the travel insurance will cover you in emergencies if you are taken ill or injured while abroad, and will not cover you for the wide range of treatments associated with private medical insurance.

As well as having no upper age limit on their insurance, the Age Concern Travel Insurance package also offers additional incentives: the package includes 24 hour emergency medical assistance, children under the age of 18 are covered free of charge, and the package also covers against the financial failure of tour operators.