If you are age 50 or older, you may have problems getting travel insurance when you decide it’s time to travel the world and go abroad. This is something everyone faces, purely due to the fact that most travel insurance providers are a bit nervous about insuring those who may be more at risk for accidents or medical emergencies, or those who have pre-existing conditions. This is where Age Concern travel insurance comes in; you can travel anywhere in the world you like, any time you like, without worrying about the disaster that would ensue should you become ill or be involved in an accident without coverage.
Often, travel is put off until later years or even retirement age, due to the fact that this is when most people have more leisure time – and more money to spend. Age Concern travel insurance allows you to travel overseas to all of the places you have dreamed of throughout your life, without the stress and anxiety you would experience if you were to go without coverage. Just because you’re a certain age does not mean you should be penalized or not allowed to travel! Age Concern travel insurance lets you kick up your heels and have a great holiday doing whatever you desire to do, whether you intend to go hang-gliding, skiing, snorkeling or snow skiing.
You may not be aware of the fact, but Medicare, Medicaid and most other private insurance providers do not cover you should an accident occur or you become ill while in another country. Before you pack up your bags and jump on the airplane, it is essential that you learn whether or not you are covered; if you are not, Age Concern travel insurance is easy to apply for, and the coverage is customized to your needs. Even when you have pre-existing conditions, you can travel and enjoy peace of mind knowing that if you should need medical treatment, you’re covered.
Just as with other types of insurance, it is important that you choose a trusted provider so that you can enjoy the coverage you need at a price you can afford. When applying for Age Concern travel insurance, you will be required to answer a few questions regarding your age, health, existing conditions, etc. Once it is determined that you qualify for coverage, you can choose whether you want an annual or per-trip policy. Those who intend to travel several times over a one-year time period will find that an annual policy is more cost effective.
Hospitals in other countries generally require you to pay all of your medical expenses at the time you are hospitalized if you are from another country, which would send many people in to bankruptcy or at the very least leave them financially devastated. Age Concern health insurance will cover you should the unforeseen happen, and you won’t have to worry about paying tens or even hundreds of thousands of dollars in medical bills.
If you’re over 50 and are looking forward to travels to exotic places where you can enjoy new experiences and see things you’ve only seen in magazines but dreamed of all your life, consider looking in to Age Concern travel insurance. You can tell yourself that “everything will be fine” and that you don’t need coverage, but that could be a huge mistake that comes back to haunt you. Be on the safe side, and look forward to your new adventures with nothing but fun in the back of your mind.