Age Concern Travel Insurance tips

Seniors on Beach

Age Concern Travel Insurance

Age Concern is the leading charity in the UK concerned with aging and more experienced people‚ and works to improve the quality of life for all older people. Nationally‚ it is involved in campaigning‚ policy guidance‚ research and information‚ and through its trading arm‚ Age Concern Enterprises (ACEnt)‚ offers a range of products and services specifically designed for older people.

Age concern travel insurance was created in 1983 to offer better value insurance for more experienced people, an area in which over-50s had been ill served for a long time.

Starting as a local service‚ it has grown to be one of the UK’s leading brands regarding general insurance for older people. Age Concern’s product range has developed through demand to include home‚ contents‚ travel‚ motor‚ and motor breakdown insurance.

Travel Insurance Tips

Travel insurance is one of those things that most of us reluctantly buy, hoping we will never actually need. It’s an annoying but often necessary expense if you are planning a business trip or holiday abroad. Others worry about falling ill and incurring medical expenses in a strange place. For many Age Concern travel insurance is the answer, though there are many things to take into consideration before making a purchase.

Tips to purchasing Travel Insurance:

  • Determine how much coverage you really need and don’t be persuaded into taking out more coverage than is necessary.
  • Don’t assume the insurance offered by your travel agency is always the best value.
  • Make sure you have adequate medical insurance – the most important part of any travel insurance policy, and the reason most of us get travel insurance.
  • Adventure trips and holidays featuring extreme sports are more popular than ever these days. Does your travel insurance cover you against such activities as bungee jumping, sky diving and mountaineering?
  • Consider trip cancellation insurance. As the name suggests, this insurance covers you in the event of delays or cancellations.

What does Trip Insurance typically cover?

Let’s say that your flight has been canceled, what does travel insurance usually cover?

*Termination of employment
*Weather conditions
*Terrorist acts
*Injury, sickness, or death
*Travel delay
*Trip cancellation
*Medical protection
*Baggage protection

There is a wide range of travel insurance on the market‚ but prices and quality of cover vary immensely.

So you will also want to make sure your Age Concern Travel Insurance is in tip top shape as well. A not so well know fact is insurance offer by Age Concern, can be purchase from other insurance carriers as well and is not a better deal just because it is being purchased from Age Concern. Like with any other product or service it is best to shop around.

Age Concern Travel Insurance – Because No Matter Your Age, You Deserve to Travel the World!

Unfortunately, as we get older it seems that we’re often penalized due to health issues, or simply because we’re “getting on up there” in years. This pertains to travel as well, particularly when you desire to travel abroad. With Age Concern travel insurance, you can travel to foreign countries any time you like, and explore parts of the world you never had an opportunity to explore when you were younger.

Age Concern travel insurance is designed for those 50, 60, and older who still feel young at heart and enjoy seeing new things and enjoying life. Sure, the older we get the more prone we are to become injured if we participate in some “risky” activities, such as water skiing, canoeing, snorkeling, or mountain climbing. That doesn’t mean that as we grow older we should stop doing all of the things in life that give us enjoyment! With Age Concern travel insurance, you can travel to the farthest corners of the world and enjoy peace of mind knowing you’re covered should anything unexpected happen, such as an accident or illness.

If you’re planning to travel abroad, there are some things you should be aware of. For instance, Medicare or Medicaid will not pay for your expenses outside of the country, so should you require hospitalization or be injured in an accident while in another country, it could ruin you financially. Most travel insurance providers will not provide coverage for those of a certain age, particularly those with pre-existing medical conditions. If they do provide coverage, it is likely to cost you a small fortune. With Age Concern travel insurance, you choose the coverage that is best for you – and pre-existing conditions will not prevent you from getting coverage, because that is what this insurance is designed for.

Additionally, you can choose whether you want to buy annual coverage, or purchase the insurance on a per-trip basis. If you plan to travel several times over a one-year time period, you will save money by purchasing an annual policy; otherwise, if you’re only going out of the country one time, a per-trip basis will work best for you.

When purchasing Age Concern travel insurance, be sure to read all of the information thoroughly so that you can choose the coverage that’s best for your needs; also, be completely forthcoming about any health issues or medical conditions you do have, so that should you require treatment while you are traveling, those costs will be covered. It may cost a bit more if you do have pre-existing conditions, however to travel abroad without coverage could be financially devastating should anything happen.

Age Concern travel insurance will also cover costs such as hotel, car rental and airfare should you have to cancel your trip at the last minute. Should your luggage become stolen or misplaced, this can be covered as well should you choose to do so when purchasing the insurance.

Are you still young at heart, full of energy and vitality, ready to explore exciting, exotic destinations you’ve only dreamed of all of your life? Don’t let traditional travel insurance companies discourage you or prevent you from seeing the sights and kicking up your heels. With Age Concern travel insurance, you can do anything your heart desires – without being turned down for coverage, or penalized because of your age.

Age Concern Travel Insurance Lets You Enjoy Yourself, at Any Age

 Just because you’re reaching retirement age doesn’t necessarily mean you are ready to slow down just yet; in fact, this is the perfect time to enjoy traveling around the world.  You have the time if you are retired, your children are likely grown and on their own, and now you finally have time to enjoy those things you have always wanted to do.  Age Concern travel insurance makes it possible for you to travel to Switzerland, Australia, Brazil, or anywhere you have ever dreamed of spending a relaxing (or activity-packed) vacation.  While other travel insurance companies want to penalize you for being older or having medical conditions that nearly all of us experience as the aging process goes on, you do have options.  Who’s to tell you whether you can or cannot travel to those exciting and beautiful locales you’ve dreamed of all of your life?

Age Concern travel insurance was designed specifically for those of us who are 50, 60, even 70 or older.  Today, people who are approaching their golden years are often considerably more active than their grandparents were.  It’s not unheard of for those in their sixties and even seventies to participate in water skiing, dancing, snorkeling, or hiking the mountains.  No travel insurance company should be able to limit your hobbies and what you are passionate about!  Being physically active makes for a healthier body and mind; you should be able to live your life doing those things that challenge you, and that you enjoy.  This is exactly what Age Concern travel insurance makes possible – fun and enjoyment of life when you travel abroad!

If you are reading this and think it doesn’t apply to you because you have Medicare or Medicaid, think again.  These government-run programs do not apply when you are out of the country, which means if you should become ill or be involved in an accident and require medical attention, you would be out of luck.  This could be financially devastating, as most doctors and hospitals in foreign countries would require full payment up front from those who are visiting from another country.  Age Concern travel insurance gives you peace of mind, because you know that if anything unexpected does happen, you are covered.  You choose the coverage you need, whether for medical care or hospitalization, lost or stolen luggage, last-minute cancellation of your trip, etc.

Age Concern travel insurance basically makes it possible for those who are approaching retirement or who have already retired to enjoy traveling to locations you have before only dreamed of, without being denied coverage because of your age, the fact that you are highly active, or have pre-existing medical conditions.   When you go to choose coverage, be sure to answer all questions honestly so that you won’t have to worry about a claim being denied should the unforeseen happen.  Additionally, you will have the option to choose coverage on an annual or per-trip basis, depending on your own unique needs.

Traditional travel insurance companies may try to hold you back from experiencing true enjoyment of your golden years, but you don’t have to let them spoil your fun, or your travel plans.

Age Concern Travel Insurance, What it Is and Who Needs It

 Travelers of a certain age often have a difficult time securing coverage when they desire to travel abroad.  This is where Age Concern travel insurance comes in.  Designed for individuals who are 50, 60, 70 and even older, this insurance offers protection should you become ill, be involved in an accident or have to cancel your trip at the last minute. 

passportUnfortunately, older people who have the financial resources and time to travel to foreign lands are usually the ones who are punished.  Age Concern travel insurance understands this, and has designed plans specifically for those who are older and who often have health concerns such as pre-existing conditions.  Today, many individuals who some would consider “elderly” or those who are near or at retirement age love to stay active.  This is one more reason that traditional insurance companies often refuse to offer coverage on travel overseas; they feel that those of a certain age are too much of a risk.

Age Concern travel insurance is ideal for those who want to enjoy a trip abroad just every now and then, or for those who intend to travel several times each year, seeing the sights and scenes they’ve only dreamed of.  alpsBecause you can purchase coverage on an annual or per-trip basis, the coverage is perfect for your particular needs.  You simply choose the coverage you want, whether it includes protection should your luggage be lost or stolen, or protection in case of an emergency that requires you to cancel your travels at the last moment.

Perhaps you would love to travel to the Swiss Alps for a few days of snow skiing, or sailing is a dream you’ve had since you were a child.  Regardless of what you intend to do or how active you plan to get while you’re on holiday, Age Concern travel insurance has you covered.  Always be certain to include any medical or pre-existing conditions, so that should you need medical treatment while you are away it will be covered.  One of the worst possible things that could happen would be to fall ill or become injured in an accident while abroad, as most hospitals will require full payment upfront – which could end in financial disaster.

franceIt’s truly a shame that most traditional travel insurance companies penalize individuals who are older, and whose dreams include traveling to exciting, exotic and beautiful locales they have never seen before, but that is just the way it is.  However, you don’t have to let this put a stop to your plans!  Your children are grown, you are financially comfortable, and have the money to go anywhere in the world you want to go.  Age Concern travel insurance makes it possible to travel to China, Europe, or anywhere else your heart desires without worry of what will happen if something unexpected was to occur.

With Age Concern travel insurance, agents work to meet the needs of those who are approaching retirement or elderly, helping make travel an enjoyable pleasure rather than a hassle or complete refusal from the traditional insurance company.  You don’t have to limit what you can do with your life!  Live it up, travel to any location you desire any time you like, and enjoy your golden years like you’ve never enjoyed any other time in your life.

Age Concern Travel Insurance – Because You Should be Able to Enjoy Traveling Regardless of Your Age

couple travelingIt is a shame that those who have finally reached the point in their lives that they have the financial resources and time to travel the world often cannot do so, because they cannot get coverage due to age, medical conditions, or the fact that they are active, and may intend to engage in an activity (such as skiing) that the insurance company would consider risky.  This is where Age Concern travel insurance comes in.  Designed for those 50 and older, you can travel to foreign lands any time you like – and enjoy peace of mind.

Some of the advantages of Age Concern travel insurance include:

* Coverage for pre-existing medical conditions, when you submit to medical screening and are accepted by underwriters

* Coverage for personal belongings should your luggage be lost or stolen, or other circumstances lead to loss of your personal items

* Coverage for accommodations provider should you have to cancel your travels at the last minute

* Coverage for cancellation charges or loss of deposit if you cannot use booked lodging

* Coverage should you become ill or have an accident while participating in activities such as snow or water skiing, hiking, etc. and require medical treatment or hospitalization

These are just a few of the benefits for seniors who choose Age Concern travel insurance.  Imagine being able to travel to Europe, Asia, or anywhere in the world you desire without the risks of having no coverage.  For many hospitalwho are in their golden years, an accident abroad could leave them financially bankrupt without coverage.  Most hospitals overseas require payment upfront before treating individuals from outside their own countries.  With Age Concern travel insurance, you won’t have to worry about this possibility.

For most people, it is a once-in-a-lifetime dream to travel outside of their own country.  However, those who are financially well off may travel abroad frequently, perhaps even more than one time a year.  This is another aspect of Age Concern travel insurance that is much appreciated by travelers.  You may purchase coverage on a per-trip basis if you don’t plan to travel often; if you do intend to travel overseas on a frequent basis, you can purchase an annual multi-trip policy, which saves you money over purchasing a single trip policy each time you travel.

Before you purchase Age Concern travel insurance, be sure to check whether your home owners insurance provides coverage for personal possessions.  Never assume that you are covered whether by homeowners insurance, or medical insurance because chances are your regular providers do not offer coverage when traveling abroad. Also, be sure to answer questions regarding any health issues honestly, so that you won’t be denied coverage should anything happen while you are away.  As long as you are straightforward and honest, you should be able to get the coverage of your choice.  If you have Medicare or Medicaid, be aware that you will not be covered for any illness or medical treatment when outside of your own country.

Panorama Burg u. MühleEnjoy the years of your life that should be filled with exciting new adventures, relaxation, and peace of mind.  With Age Concern travel insurance, your life is your own, and no one can tell you what destinations you can and cannot travel to!

Why Age Concern Travel Insurance When You’re Over 50 and Intend to Travel Abroad?

There are a lot of concerns when you intend to travel to a foreign country and you’re over a certain age.  In fact, many travel insurance companies simply won’t cover you, because of the risk involved.  Age Concern travel mountaininsurance is designed especially for those over 50 who look forward to traveling to exotic destinations around the world, regardless of pre-existing health conditions.  Perhaps you’re an active senior who loves sports such as water or snow skiing, even mountain climbing.  Unfortunately, many companies penalize you by not offering coverage because these activities are considered “risky.”  With Age Concern travel insurance, you can do what you want to do, when you want to do it – without the worry of what would happen if you were to have an accident or require medical treatment.

Never make assumptions when you intend to travel abroad; this is where many older travelers get into financial trouble.  For instance, you may assume that your Medicare or Medicaid will cover any medical costs while you are in Europe, should you require medical care.  They will not.  If you have any type of insurance that you believe will cover your travels, be sure to read the fine print and ask your agent questions, because you don’t want to take any chances – and the fact is, most traditional coverage will not protect you while you are in a foreign country.  This is precisely why Age Concern travel insurance was created, so that people who are retired or reaching their golden years can experience life anywhere in the world with peace of mind.

Here are a few benefits of Age Concern travel insurance you will enjoy:

crushed wheelchair

Special medical equipment.  If you require a wheelchair, oxygen, a walker or other medical equipment, what would happen if it was to get lost, stolen or damaged while you are on holiday in another country?  Age Concern travel insurance has you covered should anything happen.

Deposits and cancellation charges.  When you have booked a trip, you never know when something will come up and you have to cancel at the last minute.  Will you be responsible for deposits made on hotels and  car rentals, and have to pay cancellation charges?  Not if you choose the right insurance.

Medical treatment and/or hospitalization.  In most foreign countries, if you do not have insurance coverage you will be required to pay a substantial amount of money out of pocket to receive treatment.  In fact, older people could actually find they are financially devastated if they become ill or are involved in a serious accident and do not have the proper insurance.  Age Concern travel insurance takes all of the worry away, so you can rest easy knowing that should you require emergency medical treatment there will be no hassles – and you won’t end up owing tens of thousands of dollars out of your own pocket.

Choose your own coverage.  You may only intend to travel abroad one time in the coming year, or you may be considering several trips to locations you’ve never seen before.  With Age Concern travel insurance, you can purchase coverage either on an annual or per-trip basis, which means you save money.

Getting coverage is fairly easy, but be sure you are honest and straightforward when filling out the required documents to obtain coverage.  You don’t want to leave something out (such as a pre-existing medical condition), then have problems while you’re away on your trip and find that the costs are not covered because you failed to include it when applying for coverage.

seniorsbeachwithshipWhether you’re 55, 65 or 80, you can enjoy the world in a way that you could not during your younger years because of work, raising children and other obligations.  Now that you’re free to go anywhere in the world your travels take you, enjoy life on your terms and never worry about what would happen if you were to need medical treatment or have to cancel your trip at the last minute.  Age Concern travel insurance has you covered!